C. David Kikumoto is co-founder and Non-Executive Chairman of the Board of Denver Management Advisors, Inc. He is also President of the Product Development and Risk Division at Mednax, Inc.
Recognized as one of the leading experts in health care financing in the western United States, David intuitively understands where claim payers likely have control weaknesses, the areas where the largest dollars are at stake and the ways a carrier may conceal internal control weaknesses.
David is a former CEO and Vice Chairman of Rocky Mountain Healthcare Corporation, the holding company of the Blue Cross and Blue Shield Plans in Colorado, New Mexico and Nevada.
David received his Bachelor of Science degree in Accounting from the University of Utah, pursued Graduate Studies at the University of Utah, graduated from the Executive Development Program at the University of Chicago and attended the National Association of Corporate Directors Training.
David is a leader in the philanthropy community. He serves on the boards of directors of many not-for-profit and for-profit entities, including the Volunteers of America, Boy Scouts of America Board, Air Methods, Inc. and Banner Healthcare.
Dave has extensive experience in self-funding medical plans and in data analysis. He has worked with plans of all sizes, and on some very large projects, including implementing the Colorado Uninsurable Health Insurance Plan (CUHIP), establishing benefit programs for the first spin-off of a group of federal employees into an ESOP-owned company, and building benefit programs for an acquisition by the largest ski resort in the country.
Dave received his bachelor’s degree with honors majoring in insurance from Drake University, and he is also a Certified Employee Benefit Specialist (CEBS), Chartered Life Underwriter (CLU) and Chartered Property and Casualty Underwriter (CPCU).
Dave likes to keep active and spends as much time as he can outside skiing, kitesurfing, running and golfing.
After a brief period consulting for DMA, Teresa joined the firm full time in 2011 to lead the brokerage practice. Teresa has more than 25 years of health care industry experience, including senior leadership roles with UnitedHealthcare and Regence BlueCross and Blue Shield in Utah. At Regence, Teresa was responsible for sales and retention and at UnitedHealthcare, she was in charge of creating large accounts business segments. Teresa also was instrumental in restructuring certain roles and responsibilities at Utah UnitedHealthcare, including separating the sales and account management functions.
DMA clients rely on Teresa to be an information resource and trusted advisor, simplifying the complex health care issues for their consideration and helping them explore their unique options and then settle on a clear plan of action. She also works with the other members of DMA’s leadership team to develop direction and new service areas for the firm.
Teresa graduated with honors from Westminster College with a business management degree. She is on the board of the Utah Association of Health Underwriters. Teresa has her health, life and disability license in 45 states and also holds a consultant’s license.
Teresa lives in Salt Lake City. She enjoys cooking, weight training, yoga and spending time with friends and family.
Valerie Natzke serves as Chief Financial Officer and Vice President of Finance. She has more than 30 years of accounting and finance experience.
Early in her career, Valerie worked for COBE Laboratories’ International Division as the Planning and Finance Manager and Assistant Controller. She was also with MCI Telecommunications serving in various roles including Revenue Analyst, Cost Analyst Supervisor, and Cost Auditor.
Following that, Valerie formed her own small business financial consulting firm and consulted with DMA for two years before accepting the expanded role of DMA’s CFO. As a member of the DMA executive management team, Valerie is responsible for company finances, operations, corporate policies, and the firm’s relationship with lending institutions and external auditors.
Valerie earned her bachelor's degree with honors in accounting from Adams State College. She and her husband have been married 28 years and her hobbies include playing ice hockey, skiing, and mountain biking.
John is a graduate of Texas Tech University with a major in Management and a dual minor in Accounting and Finance. He has spent the past 40 years leading Downcourt, Inc., assisting business owners with employee benefits, exit planning strategies, estate planning, and retirement issues. Downcourt and DMA maintain a strategic relationship, collaborating on healthcare coverage matters for the benefit of their respective clients.
John’s clients include US-based organizations and international organizations with operations in the US. He has been recognized as a top practitioner in the financial services industry, consistently ranking in the top 3% of the industry. In 2011, John was named as a Five Star wealth manager by 5280 Magazine and the Denver Business Journal. Subsequently, in 2012, he was named as a Five Star benefits consultant.
John has served on numerous charitable boards including The Food Bank of the Rockies and the Denver Center for the Performing Arts. John is past President of the Glenmoor Country Club in Cherry Hills Village, Colorado, where he resides with his wife Sandra.
Brenda Bealmear is Vice President of Client Services at DMA, where she is responsible for managing the relationships, renewals, education, compliance and day to day guidance for DMA clients. Brenda also leads the company’s financial services practice and has added a new line of support providing personal guidance for employees to help them achieve their financial goals.
Brenda has 19 years of insurance industry experience. Prior to joining DMA, she worked with several other broker firms in positions including Senior Account Manager and Client Advocate. She also has expertise on the carrier side, with multiple lines of coverage including medical, dental and worksite voluntary products. She spent 12 years with Mutual of Omaha, initially as an Account Sales/Service Assistant to the National Account Assistant Trainer and then as an Account Executive handling employer renewals and escalated service issues.
Brenda is a Colorado native and a graduate of Colorado State University. She holds her Colorado Health and Life license along with Long Term Care Certification and is studying to obtain her Series 6 license.
Brenda stays busy outside the office keeping up with the activities of her two teenage children and enjoying the Colorado outdoors and a variety of craft hobbies.
Rachel Sporleder serves as Senior Client Services Representative for DMA where she is responsible for managing the relationships, renewals, education, compliance and day-to-day guidance for clients. Rachel also leads the ancillary and worksite benefits practice to help clients ensure they have an enhanced benefit offering.
Since starting in the insurance industry in 2008, Rachel has earned a strong reputation in delivering “best-in-class” customer service and has excelled in a variety of sales and service roles for leading ancillary and worksite benefit carriers. Rachel also worked with a benefit administration company located in Denver as an Account Manager for two large clients.
Rachel grew up in Colorado and received her Bachelor’s degree in Business Administration at the University of Northern Colorado in 2002. She received her Master’s degree in Strategic Innovation & Change Management in 2013. Rachel holds a Colorado Health and Life license.
In her free time, Rachel enjoys camping, traveling and spending time with her husband and two young daughters.
Prior to joining DMA, Rosa served in various account management and service representative capacities with several brokerage firms, carriers and third party administrators, including CoBiz Insurance and Cigna. Rosa’s approach to serving clients has been consistent throughout the years. She describes it as “keeping a smile on their face,” with her friendly, prompt and knowledgeable personal interaction.
Rosa has earned her Health Insurance Associate and Health Care Anti-Fraud Associate certifications and holds a Colorado Health and Life License.
In her downtime, Rosa enjoys singing and dance. She has three children and five grandchildren.
Debbie Wilkins has been a Registered Nurse for more than 27 years. Her experience in medical claims auditing began in 2001 providing thorough medical and prescription claim audit reviews of health and welfare plans for 18 trust funds.
Debbie’s consultation work with DMA began in early 2015. She utilizes innovative methods of data mining to evaluate and predict claim expenditures and detect areas of fraud, waste or abuse of health care dollars.
The dedication and commitment Debbie has in her work also extend to the home front. She and her husband have been married nearly 25 years. Debbie is a Colorado native and enjoys the view from her home office, her husband and three boys and baseball (but not necessarily in that order!).
Kelley Bindel is a Registered Nurse and Clinical Nurse Reviewer for DMA. After graduating from Front Range Community College in 2004, Kelley began her career as an RN with Boulder Community Hospital, working in Orthopedics, Neurology, Medical Surgical and Pediatric Trauma. In 2011 Kelley earned her orthopedic nurse certification and in 2013 went on to specialize in post-operative orthopedic care. She then joined the nursing team at Ortho Colorado Hospital.
Kelley believes the best way to care for patients and their families is through a trusting relationship and a holistic approach that includes their body, mind and soul. In the fall of 2016 Kelley joined the DMA team in order to more widely share her expertise within the health coverage industry.
Kelley is a Colorado native and is passionate about giving back to groups that provide support to special needs children, adults and their families. When not providing direct patient care and consulting, Kelley is the busy mom of three children. She and her husband enjoy family game night, the outdoors, and watching movies.