Self-funding arrangement saves government employer more than $1 million over three years.

Client Profile

County government group in Wyoming with 125 employees.


The client was concerned about its substantial annual increases despite its good claims experience. The client retained us to market and evaluate its program and provide recommendations to save money and control future costs.


We issued a request for proposal from carriers and vendors for fully insured and self-funded solutions. Then, we evaluated costs, conducted finalist interviews for each of the vendors and issued a final report with recommendations. Because of the projected savings, we recommended that the client move to a self-funded arrangement with a third-party administrator (TPA) paying its claims.


The client retained us to implement the new program and provide ongoing plan management and renewal negotiation. Three years later, the program has saved the county more than $1 million compared to what it would have paid under its previous arrangement.